Fast cash
for Pet Care
Choose Core + add-ons, visit any licensed vet, upload your claim, and get paid in as little as 24–48 hours.
Why Choose Us?
Care you can count on,
cash you can trust.
Flexible Coverage
Build your plan your way — start with Core, add extra protections like Accident, Cancer, or Dental.
Fast Reimbursements
Most claims paid in 24–48 hours, directly to you.
No Guilt Messaging
Clear, supportive communication with no hidden clauses or scare tactics.
Discover how our membership helps keep pets healthy — fast, simple support when you need it.
Custom benefits for accidents, illness, dental care and more — choose the coverage that fits your pet and budget.
What is Pet Shield?
Pet Shield is a supplemental pet insurance program that helps cover costs traditional insurance or your savings might not fully handle. We provide cash benefits directly to you — from unexpected emergencies to specialized treatments — so you can focus on your furry family member’s health instead of worrying about bills.
When vet bills pile up, Pet Shield is your safety net, giving you peace of mind that you can afford the best care for your pet.
How Pet Shield Works?
We’ve made it easy to cover your pet’s care — no complicated forms, no delays, just quick help when you need it.
01.
Choose Your Coverage
Pick a plan, add extras, use any vet.
02.
Get Your Pet Treatment
Visit any vet, pay for care.
03.
Get Your Pet Treatment
File online anytime, upload vet bill.
04.
Receive Fast Reimburse-ment
Get paid in days,
no hassle.
FAQ
Have questions? We’ve got answers! Below are some of the most frequently asked questions about Pet Shield’s plans and policies. If you don’t see your question here, feel free to Contact Us – we’re always happy to help.
Pet Shield offers supplemental pet insurance plans modeled after Aflac’s approach for humans. Traditional pet insurance typically reimburses a percentage of your vet bills for accidents or illnesses. Pet Shield, on the other hand, provides cash benefits directly to you for specific events and needs – often those not fully covered by standard pet insurance. Our plans cover things like lost pet advertising, emergency boarding, end-of-life expenses, and specific illnesses (e.g., cancer) in addition to general accident/illness coverage. You can use Pet Shield alongside any primary pet insurance or on its own. We basically help with out-of-pocket costs and niche situations so you’re 100% covered from all anglesaflac.com.
Yes! With Pet Shield, you have the freedom to use any licensed veterinarian or animal hospital you choose, anywhere in the U.S. (and even during travel abroad in many cases). We have no networks. You can go to your regular vet, an emergency 24-hour clinic, a specialist (like a veterinary oncologist or dentist), or even holistic vets – as long as they are licensed, our coverage applies. This is similar to how Aflac doesn’t restrict doctors; we don’t restrict vetswcmvoluntarybenefits.com. After your visit, you or the vet can submit the claim to us for reimbursement of eligible benefits.
We’ve made claims super easy:
Online/App: Log in to our website or mobile app, click “File a Claim,” answer a few questions and upload a photo/PDF of your vet invoice. That’s it!
Email/Fax/Mail: Alternatively, you can email claims@petshield.com with details and attachments, fax or mail them (see Contact Us info).
We typically process claims within 2 business days for straightforward cases, and we issue payment right after. You can receive reimbursements via direct deposit (fastest – often hits your bank the day after approval) or by paper check. Many claims, especially fixed payout ones like lost pet advertising, are paid even faster – sometimes same-day if submitted through the app. Our philosophy: when you have a claim, you likely need the money quickly (to pay off that credit card, etc.), so we pay claims fastaflac.com. If there’s any delay (like we need additional info from your vet), we’ll communicate that promptly. But in 95% of claims, you’ll see a reimbursement in a few days.
Yes, like most pet insurance, we do have brief waiting periods (to prevent issues like signing up after something happens). Our standard waiting periods are:
Accidents/Injuries: 2 days from enrollment start date. (So if Fluffy breaks his leg 3 days after you enroll, you’re covered; if it’s the next day, that incident would not be covered.)
Illnesses: 14 days from start. This includes any sickness or condition not caused by an accident.
Cancer Support Plan: 30 days for cancer diagnoses (since cancer is often pre-existing without knowing; we require a window).
End-of-Life Support: 30 days as well before utilizing those benefits.
Lost Pet, Boarding, etc.: 14 days (general policy applies for these incident-based coverages).
Importantly, there is NO waiting period for routine care add-ons or the Prescription Savings card – those you can use immediately since they deal with ongoing things. Also, no waiting period for renewals: once you’ve served it in year one, it doesn’t repeat yearly. If you upgrade or add a new plan, just check if a waiting period applies to the new portion. We try to keep them as short as responsibly possible so your pet is protected sooner.
Testimonials
Our Happy Customers
Thousands of happy members, countless tails wagging.
Pets Lover
Pet Shield made the whole process smooth and simple, and I felt supported every step of the way.
Pets Lover
The team was kind and truly efficient, making a stressful time so much easier for me and my pet.
Pets Lover
From start to finish, everything was supportive, and handled with genuine care for my pet’s well-being.